In a FHA streamline refinance transaction, you home isn’t subject to an appraisal and there is no income, credit score or employment verification. In essence, all you’re doing is swapping in a new interest rate, resetting the loan term and applying new.
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The Home Equity Theft Reporter: Expiring Statute Of Limitations In Foreclosure Cases A Growing Headache For Banksters? If a fraud is on going, every time an event is created in order to cover up a past fraudulent act the statute of limitations is tolled & starts over.
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Consider this example: A 6% rate on a $200,000, 30-year mortgage (assuming a 20% down payment) will cost you $185,340 in interest over the course of the loan.The Home Equity Theft Reporter: Expiring Statute Of Limitations In Foreclosure Cases A Growing Headache For Banksters?
However, in a growing number of foreclosure cases filed when home prices collapsed during the financial crisis, lenders may never be able to seize the homes because the state statutes of limitations have been exceeded, according to interviews with housing lawyers and a review of state and federal court decisions.