Means Test Chapter 13

chapter 7 means test calculation: means test forms. chapter 13 statement of Your Current Monthly Income and Calculation of Commitment Period: Means Test Forms : B 122C-2 : Chapter 13 Calculation of Your disposable income: means Test Forms : Share This Page. About Federal Courts.

Very little in bankruptcy causes more confusion and anxiety than the Chapter 7 means test. Many people assume that the means test will automatically force them into a Chapter 13 payment plan or prevent them from filing for bankruptcy at all. Although these assumptions are not true in most cases, the confusion is understandable.

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This is an Official Bankruptcy Form. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

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Pennsylvania Bankruptcy Means Test If you would like to file a Chapter 7 bankruptcy you must pass the Pennsylvania means test. The test only applies to higher income filers which means that if your income is below the Pennsylvania median for your household size you are exempt from the test and may file a Chapter 7.

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Although Chapter 7 is the most popular type of bankruptcy for consumers, not everyone is eligible to receive Chapter 7 relief. The biggest barrier to qualify for Chapter 7 relief was added to the bankruptcy code in 2005 — this is the means test.

The Means Test: Chapter 7 vs. Chapter 13 Bankruptcy Effects. The so-called bankruptcy "Means Test " is widely known as the standard or test for eligiblity in Chapter 7 bankruptcy, but it also governs the amount that must be paid on a monthly basis in a Chapter 13 bankruptcy payment plan, as well as the length of time for which payments must be made in a Chapter 13.