Florida VA Loans. Whether you’re buying or refinancing a home, home access financial can assist members of the Armed Forces in finding the best mortgage option for their needs. We are proud to offer zero money down VA mortgages for eligible veterans, active duty servicemen and women, and even surviving spouses.
VA is one of only two home loans that allows 100% financing. VA 100% financing home purchases: Most conventional lenders require at least 10% down payment which is not possible for many Veterans and military families. fha requires a 3.5% down payment and has very high monthly mortgage insurance. Because a VA Mortgage is guaranteed to the lender.
The Disadvantages Of VA Home Loans. You’d be hard pressed to find a whole lot of drawbacks to a VA home loan. Assuming you qualify – i.e., that you are an active member of the United States military, or a veteran – then you will quickly see that the pros of such a loan far outweigh the few cons.
About Florida VA Loans | Comparing Conventional Vs VA Loans | What is the benefit of a VA loan? Speak with one of our Licensed Mortgage Bankers to compare VA and Conventional mortgages. Established in 1998, Foundation Mortgage is an approved Miami, Florida VA Loan Lender with locations In Miami, Miami Beach, Boca Raton, Lake Worth, West Palm Beach and Tampa Florida.
LendingTree, LLC is a Marketing Lead Generator and is a Duly licensed mortgage broker, as required by law, with its main office located at 11115 Rushmore Dr., Charlotte, NC 28277, Telephone Number 866-501-2397 . nmls unique identifier #1136.
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· VA Loans and Flood Zones. A reader question came to us asking about the rules for VA loans and flood zones: “Is it true that it is not possible to get a VA loan if the appraiser indicates the property is in a flood zone, even though the area has not flooded in hundreds of years?”
Veterans Affairs loans, or VA home loans, have become lifesavers for veterans struggling to buy a home with conventional loans. Low home mortgage rates and tighter underwriting standards have led to a huge demand for VA home loans from homebuyers.