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David J. Stern: The man behind the crumbling foreclosure empire – The mortgage lenders who once loved him have severed their business ties with him. djsp enterprises, a company he created to handle nonlegal. Shapiro, who has offices in Tampa and Boca Raton, says.

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Before applying for a mortgage, it’s best to review your credit score and get it in the best shape possible. Learn more about how to improve your credit score. Consider Your Loan Program. The 30-year fixed loan is by far the most common loan program, but adjustable rate mortgage (ARM) and 15-year fixed loans offer lower rates.

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